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Your Path to Homeownership

Buyer's Guide

Homebuyer's Guide

Buying a home should be one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first-time homebuyer’s guide created by your agent will reduce the stress of buying a home and help you enjoy the journey.

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Step 1: Compile Your Wish List

Decide which communities, home features, and property types you and your family prefer. Have candid conversations about which of these characteristics are required, and which are “nice to have” in your next home.

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Step 2: Decide on Your Budget

Examine your current expenses and determine how they might change if you purchase a home. Create a comprehensive household budget so you can factor in any new ongoing expenses that might come with a home purchase, such as garbage and recycling, water, or homeowner’s association fees. Once you decide how these expenses will change, you’ll be better equipped to leverage the information you get in step three.

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Step 3: Get Prequalified

Prequalification is a great start for understanding your purchasing power, but it’s not the only factor. A lender may pre-approve you for more than you’re comfortable spending, which is why the budget you compiled in step two is so important. The opposite can also happen, where you believe you can afford a certain payment every month, but the bank doesn’t agree. This often happens when you’re new to your job, have insufficient credit, or have bankruptcies or other financial issues in your history.

You’re not required to stick with this lender when you ultimately finance your purchase, but this process is a great way to vet mortgage providers. Also, a prequalification letter can make you a more competitive candidate in multiple-offer situations.

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Step 4: Choose Your Real Estate Expert

Now it’s time to find your dedicated real estate representative! Regulations enacted in 2024 require real estate agents to obtain a signed buyer’s agreement before showing consumers homes. Of course, your agent does a great deal more than opening up listings; Your agent can help you understand your local market, identify areas and properties that fit your specific criteria, help you create competitive offers that match your financial and logistical needs, and much more.

Dedicated Service, Real Results

Finding the perfect home and navigating the purchase process can be daunting. Leverage my knowledge and expertise and enjoy your personalized real estate journey.

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Step 5: Find the Right Home

Your agent will arrange showings of properties that meet your specific criteria and price range, taking note of your likes and dislikes to further refine their search parameters. Your agent will help you explore the details — from storage to light switches to the flow of a home — and understand the pros and cons of the options in front of you. Your agent will also help you make time to explore the neighborhood and examine elements like local traffic at different times of the day, parking options, and proximity to neighborhood amenities like schools and grocery stores.

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Step 6: Finalize Your Financing

Once you’ve narrowed down your home search, it’s time to go back to the mortgage provider who prequalified you in step three and obtain preapproval. With a property and purchase price in mind, your lender can get much more specific about your interest rate, monthly payments, the term of the loan, and special programs such as first-time homebuyer grants and loans through the VA and FHA. While you will primarily work with your bank to select the right options for you, I'm here (Your agent) to offer support and recommend a mortgage provider I've worked with in the past if you get stuck.

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Step 7: Make an Offer

Once you have selected the perfect home and have your finances in order, your agent will help you craft a fair offer price based on the value of comparable homes on the market. You’ll also work through details such as timing, contingencies, and fees. After your agent submits the offer on your behalf, your agent will help you negotiate counteroffers and reach an agreement with the seller. At this point, the house will go into escrow.

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Step 8: Have the Home Inspected

In most cases, your offer will be contingent on the home passing inspection. This protects you from purchasing a property that has serious structural issues or requires major repairs. Your agent has a list of trusted local providers, but you can hire any licensed home inspector you like. If the inspection uncovers major issues, you can withdraw from the sale or renegotiate your offer based on what needs to be fixed.

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Step 9: Obtain a Home Appraisal

The appraisal ensures that you are paying a fair price for the house. Your mortgage provider will hire an appraiser to inspect the property and offer an independent opinion of its value. Sometimes, appraisals may come in too low, which can impact the amount of money the bank is willing to lend. In this case, your agent can help you determine next steps and navigate the appeal process.

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Step 10: Complete the Paperwork

No one looks forward to all the paperwork stacked up on the closing table, but it’s a necessary part of the process. Fortunately, everything will be arranged by your lender and title company. And, when you’re finished, you’ll be the legal owner of your new home.

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Testimonials

"Roberto has been short of amazing. He has now helped me with both buying and selling homes. I am incredibly grateful that I found him, as he’s not only incredibly professional but also prioritizes his clients. He was incredibly patient with the selling of my home, never rushed me, and even shared his expertise so I could find the best outcome. I highly recommend Roberto, whether you are looking to buy or sell."
"Roberto has been short of amazing. He has now helped me with both buying and selling homes. I am incredibly grateful that I found him, as he’s not only incredibly professional but also prioritizes his clients. He was incredibly patient with the selling of my home, never rushed me, and even shared his expertise so I could find the best outcome. I highly recommend Roberto, whether you are looking to buy or sell."
Buyer & Seller
"If you’re looking for a real estate agent in Las Vegas, I can’t recommend Roberto enough! We’re currently in the process of selling my house, and he’s been amazing every step of the way. Roberto is super knowledgeable, always available to answer my (many!) questions, and genuinely cares about making sure everything goes smoothly. He’s professional but also very approachable, which makes working with him so easy. If you need someone who knows the market and will go the extra mile for you, Roberto’s your guy!"
"If you’re looking for a real estate agent in Las Vegas, I can’t recommend Roberto enough! We’re currently in the process of selling my house, and he’s been amazing every step of the way. Roberto is super knowledgeable, always available to answer my (many!) questions, and genuinely cares about making sure everything goes smoothly. He’s professional but also very approachable, which makes working with him so easy. If you need someone who knows the market and will go the extra mile for you, Roberto’s your guy!"
Berto G.
"Roberto helped us find the right house. He was always available to answer our questions as first-time homebuyers. We are very grateful for all his support. Roberto is the agent and friend that every family looking for a home needs."
"Roberto helped us find the right house. He was always available to answer our questions as first-time homebuyers. We are very grateful for all his support. Roberto is the agent and friend that every family looking for a home needs."
Olta P.
"I have known Roberto for at least seven years. He has always proven to be a reliable, honest, and trustworthy friend. While I am not yet looking to sell, I do have plans to use Roberto next year when I will be relocating. I can not think of anyone else whom I would rather manage the sale of the home I have loved and cherished for so many years. I am confident that if you decide to work with Roberto as your agent, you will not be disappointed. He is a true gem of a human! A good egg!"
"I have known Roberto for at least seven years. He has always proven to be a reliable, honest, and trustworthy friend. While I am not yet looking to sell, I do have plans to use Roberto next year when I will be relocating. I can not think of anyone else whom I would rather manage the sale of the home I have loved and cherished for so many years. I am confident that if you decide to work with Roberto as your agent, you will not be disappointed. He is a true gem of a human! A good egg!"
Jenessa C.
"Roberto is your go-to guy when it comes to finding the right home for you in the Las Vegas/Henderson area. One of my first impressions of working with him is how excited he is to help you out. Being from Seattle and a first-time home buyer, you could imagine how anxious I was at first. But the moment I shook hands with Roberto, and he commented on how much he loved listening to childhood tunes, made me feel at ease and relaxed the rest of the way. He also helped me out by coming up with a list of some really great homes, which helped me better prepare for my eventual house-hunting tour. Roberto is also really quick to respond, will take your phone calls anytime, and does his absolute best to put himself in the buyer's shoes. He never pushes you but ensures that he's guiding everyone towards what would be their best match. When my tour ended and I was headed back to Seattle, thinking that I had not found what I wanted, he told me a story of a couple that had been looking for a home for some time and had about five more to look at. When they got to the 2nd, something in their heads clicked and said that they found what they needed. On the flight back, I did the same thing by walking through the homes again in my head, and then the one I eventually bought gave me that same clock. And the rest, as one might say, is history. I owe Roberto so much for finding the right home for me, and I genuinely think that for anyone who's looking to buy a home in or near Sin City, Roberto is your man. Your luck may run out on the casino floor, but with Roberto by your side, your luck is just beginning."
"Roberto is your go-to guy when it comes to finding the right home for you in the Las Vegas/Henderson area. One of my first impressions of working with him is how excited he is to help you out. Being from Seattle and a first-time home buyer, you could imagine how anxious I was at first. But the moment I shook hands with Roberto, and he commented on how much he loved listening to childhood tunes, made me feel at ease and relaxed the rest of the way. He also helped me out by coming up with a list of some really great homes, which helped me better prepare for my eventual house-hunting tour. Roberto is also really quick to respond, will take your phone calls anytime, and does his absolute best to put himself in the buyer's shoes. He never pushes you but ensures that he's guiding everyone towards what would be their best match. When my tour ended and I was headed back to Seattle, thinking that I had not found what I wanted, he told me a story of a couple that had been looking for a home for some time and had about five more to look at. When they got to the 2nd, something in their heads clicked and said that they found what they needed. On the flight back, I did the same thing by walking through the homes again in my head, and then the one I eventually bought gave me that same clock. And the rest, as one might say, is history. I owe Roberto so much for finding the right home for me, and I genuinely think that for anyone who's looking to buy a home in or near Sin City, Roberto is your man. Your luck may run out on the casino floor, but with Roberto by your side, your luck is just beginning."
Joshua Y.
"I’m currently working with Roberto as I search for my dream home, and I couldn’t be more impressed with his dedication and expertise. From the very beginning, he has made the process smooth and enjoyable. Roberto has been incredibly patient, taking the time to understand my needs and preferences while offering valuable advice along the way. His knowledge of the market and ability to identify great opportunities have been a huge help. He is always quick to respond to my questions and goes out of their way to make sure I feel confident about every step we take. Even though we’re still in the process, I already know I’m in the best hands. I’m so grateful for their professionalism, support, and commitment to helping me find the perfect home. If you’re looking for a real estate agent who truly cares, I highly recommend Roberto! Let me know if you’d like to add anything else!"
"I’m currently working with Roberto as I search for my dream home, and I couldn’t be more impressed with his dedication and expertise. From the very beginning, he has made the process smooth and enjoyable. Roberto has been incredibly patient, taking the time to understand my needs and preferences while offering valuable advice along the way. His knowledge of the market and ability to identify great opportunities have been a huge help. He is always quick to respond to my questions and goes out of their way to make sure I feel confident about every step we take. Even though we’re still in the process, I already know I’m in the best hands. I’m so grateful for their professionalism, support, and commitment to helping me find the perfect home. If you’re looking for a real estate agent who truly cares, I highly recommend Roberto! Let me know if you’d like to add anything else!"
Eddie E.
"We are looking to buy a property in the Vegas area, and Roberto was fun to deal with. He kept my wife and me up to date on every option available to us. Rob was prompt with his response and took the time to speak to us face-to-face. We are still searching for the right place, and we will keep working with Roberto. I would highly recommend him to anyone."
"We are looking to buy a property in the Vegas area, and Roberto was fun to deal with. He kept my wife and me up to date on every option available to us. Rob was prompt with his response and took the time to speak to us face-to-face. We are still searching for the right place, and we will keep working with Roberto. I would highly recommend him to anyone."
Vald J.
"Roberto was very easy to work with. Very responsive, sharp fella. I am looking to relocate to Vegas next year, and he has been an incredibly helpful guide. Very knowledgeable of the area and very understanding of my situation. It’s gonna take me some time to make a final decision, but I will keep working with him as he was able to totally win my trust."
"Roberto was very easy to work with. Very responsive, sharp fella. I am looking to relocate to Vegas next year, and he has been an incredibly helpful guide. Very knowledgeable of the area and very understanding of my situation. It’s gonna take me some time to make a final decision, but I will keep working with him as he was able to totally win my trust."
Dyker H.
"My husband and I highly recommend Mr. Roberto Miano. He helped us every step of the process and less stressful for us. He always answered our questions and replied right away. He was so friendly and so helpful. Thank you for making our first time homebuyers experience fun and enjoyable."
"My husband and I highly recommend Mr. Roberto Miano. He helped us every step of the process and less stressful for us. He always answered our questions and replied right away. He was so friendly and so helpful. Thank you for making our first time homebuyers experience fun and enjoyable."
Candy
"Roberto was wonderful to work with and provided me with a huge sense of relief and security during the home-buying process. Ultimately, I am not ready to buy a house yet, but I know I am in good hands for the future as his enthusiasm and commitment to customer service are unrivaled."
"Roberto was wonderful to work with and provided me with a huge sense of relief and security during the home-buying process. Ultimately, I am not ready to buy a house yet, but I know I am in good hands for the future as his enthusiasm and commitment to customer service are unrivaled."
Duchess D.

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